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Expected monthly payment
Based on 67% APR
$ 271 *
Price example: Total credit amount AUD $1,000 - Maturity 12 months - APR 67% - Total repayment: AUD $1,668 - Total credit costs: AUD $668 - 14-day right of withdrawal
We Have Helped More Than 2,000 Users

- Apply online in 2 min.
- Free & no obligation
- Approved in minutes
- Get the money in 24h

You deal with our qualified team for your whole application and loan. We have Australian receptionist, no overseas calls centres.
It takes only 2 min to fill out the application. Funds in your account within 24 hours of approval or come in for a cash cheque.
Credit impaired? We look at the whole application, not just your credit report.
What Our Customers Are Saying

The team at Advance Cash Loans are always available to help when I needed cash. My daughter had a big school bill for books and I had to get her a laptop this year so I ducked in and saw the team at Geebung. After a painfree assessment process, my loan was approved and the money was given to me that same day.
Sandra Munn
Local Customer
Great people to deal with and very understanding. Went that little bit more to help me.
Ken Wells
Local Customer
My car broke down last week and I needed $1,000 to pay for the radiator to be fixed. I called Advance Cash Loans and was able to get the money approved and had the cash that same day.
Tom Robinson
Car Repairs
Highly recommend great service, and lovely to deal with.
Luke Manley
Geebung
I like to go away on a trip but I struggle to save $2500 for the holiday. I have been using Advance Cash Loans for years and I just get them to assess my application online and they transfer the money into my bank account. Its always an easy process and the staff there are very friendly. I usually speak to the same person every time I call up and we now have a great relationship.
Aaron Gillingham
TravelWhat Our Customers
Are Saying

Ken Wells
Geebung
Tom Robinson
Car Repairs
Luke Manley
Geebung
Aaron Gillingham
GeebungCan I pay my loan out early?
Yes. You can choose to pay more, more frequently and in lump sums without any fees, penalties or charges.
How do I make extra payments to my loan?
You can use our bank details,
Westpac
Bsb - 034037
Acc - 235941
Ref - your name / loan no.
Can I reschedule my payment?
Yes. However a reschedule fee of $10 is charged each time and this will alter your expected payout date.
Do you lend to clients that only receive Centrelink payments?
Yes, as a responsible lender Advance Cash Loans do this in keeping with the government legislated lending criteria.
Do Advance Cash Loans do credit history checks?
Like most lenders, we carry out a credit check as part of our assessment of your application.
But don't worry if you have a default on your file - we may still be able to help you depending on the circumstances. Advance Cash Loans may approve loans for some applicants with black marks on their credit history depending on the reason and timing of the mark. Credit history is only part of our application assessment - we also consider other information as a responsible lender.
However, there are still cases when applications are declined. If you are bankrupt, in a Part IX debt agreement or Part X personal insolvency agreement, have defaulted on short-term loans, or have an extremely bad credit history, your application will be declined.
We Can Help With Your Advance Cash Loan
Whether you need to borrow for renovation, car, holiday, travel or goods, we will help you.